Pickering Lawn Bowling Club
Waiver FAQ's From OLBA
Why must we now sign a waiver?
The signed waiver is a requirement of the underwriters to continue to insure OLBA. The reason for waivers is because of the litigation environment in Canada. Specialty Companies have instituted stringent requirements to which the insured organizations must adhere. The waiver is the one that most directly affects the membership. The waiver protects OLBA and ensures its continuation.
The waiver protects the coaches, umpires, officials, directors, officers, employees and volunteers in the exercise of their respective duties.
Who must sign the waiver?
All members of OLBA as well as overseas visitors, even when covered by their own coverage, must sign the waiver. Overseas visitors must supply proof of their liability coverage as well as sign the waiver. Overseas teams or individual guests must also sign the waiver.
What rights does a member have after signing the waiver?
After signing the waiver, a member could retain the right to act in a case of gross negligence depending on the decision of the courts.
Clubs used to have guests pay a dollar and sign the guest book to maintain coverage. With the waiver, do they still have to do this?
If the guest is a member of OLBA, they will have signed the waiver already. They must still sign the guest book with name, address and telephone number. If the guest is not a member of OLBA, they must sign the waiver and then complete the guest book.
Do prospective members who are trying out the game on the greens have to sign a waiver?
Yes. Anyone playing on the greens must sign a waiver.
Does that include classes of school children who come with their teacher?
No. The School Board Insurance covers the children. The individual lawn bowling club must request a Certificate of Insurance from the school board, indicating the individual lawn bowling club as an additional insured as proof of coverage.
Who should witness the waiver signing?
A member of your club executive should witness the signature. Be sure to initial in the lower left hand box as well. This guarantees that you have read and understood the waiver.
Is the lawn bowling waiver a standard sports’ waiver form?
Yes. This is a standard sports’ waiver form drafted by Lloyds of London. Prior to Lloyds drafting the waiver, they contacted Sport and Law in Ontario to obtain their input.
What happens to the waiver after I sign it?
The waivers are to be kept with the local organizations and if a claim is submitted, Marketplace Insurance will request the signed waiver when needed.
What happens if a member of OLBA refuses to sign the waiver?
If a member refuses to sign the waiver, he/she cannot participate in a lawn bowling club associated with OLBA.
How will OLBA know if I have signed the waiver?
It is the responsibility of the membership secretary to indicate with a “W” next to the member’s name in the membership list those members who have signed. Obviously, there should be NO members without a “W” beside their name when the membership report is returned to the Data Base Administrator.
This information will be added to the database for future years.
Do I have to sign the waiver every year?
No. You must sign the waiver one time only. That signature is valid for future years.
Do other sports have to complete waivers?
Yes. Many sports have already completed the “waiver process”
After we sign the waiver, what are we covered for?
The Commercial General Liability (CGL) Policy for the Ontario Lawn Bowls Association is coverage for bodily injury and property damage that Ontario Lawn Bowls Association is held responsible. The CGL also covers what is listed in the OLBA insurance handbook. The information is available on the OLBA web site under the “Safety and Risk Management” link.
Our greens are rented to a croquet club. Do they have to sign the waiver?
The exchange of Certificates of Insurance between the two participating clubs is all that is needed to comply with the insurance company’s policy requirements.
Are coaches and umpires covered by insurance?
Yes. That is one benefit of the waiver process. It protects the officials of the game in the exercise of their respective duties for sanctioned activities for the Ontario Lawn Bowls Association.
Do Associate members have to sign the waiver?
Yes. The associate members must sign the waiver if bowling or not.
If a person changes clubs, what happens to the waiver?
The person should get the waiver from the original club and keep it on file at the new location.